Savings rate
It is the part of the month's income that was not spent, as a percentage rather than in euro. So you can compare a good month with a hard one, even if the income was different.
The RHYTHM guide →Free online tool
Budget Tracker
Record your transactions and instantly see where your money goes: net income, savings rate, Essential and Fixed spending, top categories and a comparison against your budget.
- Free, no sign-up
- Stays on your device
- Budget per subcategory
- Backup to a file
…
What is included
What the tool can do
57 ready categories
From the first transaction you have 16 groups with their subcategories, with nothing to set up.
Essential and Fixed
You see what share of your expenses is essential and what share is fixed every month.
Your own rules
One tap changes which category counts as essential or fixed. The tool adapts to you.
Budget per subcategory
You set a limit wherever you want and see how much you have spent and how much is left.
Recent months
Income, expenses and savings rate for the last few months, in one chart.
Category bars
The six categories where most of the month's money went, with amount and share.
Multiple accounts
Every transaction shows which account or card it went through. You add as many as you need.
History by month
All your transactions stay saved. You pick a month and the dashboard is rebuilt.
Backup file
You download your data as a single file and restore it on any device you like.
How to read it
What the numbers mean
The indicators do not all measure the same thing: some show a share of income, others a share of expenses.
Essential and Fixed
Essential is what you have marked as necessary, Fixed is what repeats every month at the same amount. Both are measured as a share of your expenses, not of your income. One expense can be both at once, which is why the percentages do not add up.
The COMPASS guide →Variance against budget
It is the difference between what you spent and the limit you had set. The bar next to it shows how much of the limit you have already used. On expenses, a positive number means you went over. On income, a negative one means you fell short.
Top category and largest expense
The top category adds up many transactions of the same kind. The largest expense is a single transaction. Together with the average expense per transaction, they tell you whether the money goes in many small amounts or a few big ones.
Premium
Budget Tracker
Income, expenses and budget in a file you keep, month after month.
Your own file, forever: it opens offline and you change it as you like.
19,90 €Get it ↗
Frequently asked questions
Where is my data stored?
In the memory of your browser, on your own device. Nothing is sent and nothing is stored with us. Logifin has no user accounts and never sees your numbers.
Does Logifin see the amounts I enter?
No. All calculations run locally, inside the page. Even we have no way to see your portfolio or your budget.
Do I need an account to use it?
No. There is no registration and no login. You open the page and you start.
What happens if I delete cookies or clear my browser?
If you clear your browsing data (cookies and site data), your entries are deleted along with it, because they live only inside your browser. This is why the backup button exists: download the file before any cleanup and restore it afterwards with one click.
What happens if my computer breaks or is lost?
The data exists only on your device, so without a backup file it is lost with it. Store a copy somewhere that survives hardware failures, such as a cloud drive or a USB stick. This way you will restore everything on a new device within seconds.
How do I see my data on my phone or on another computer?
With the same backup file: download it on one device, open the tool on the other and press restore. There is no automatic sync on purpose: sync would mean your data passes through our servers.
How often should I keep a backup?
After every meaningful update, for example when you record the transactions of the month. Ten seconds today saves you a lot of effort tomorrow.
What does the backup file contain?
A plain file with your entries, in a format the tool can read. It stays wherever you save it and passes through nowhere else.
What to try next
Calculate how far a monthly amount can grow and what it will buy after inflation.
→