VUAA vs SPYL
The two products in full comparison: facts, key differences and what to look out for.
Key differences
- SPYL has the lower annual cost: 0.03% versus 0.07% for VUAA.
- They track the same index: S&P 500.
- VUAA is significantly larger: ~€30bn versus ~€16bn.
Facts compared
| VUAA | SPYL | |
|---|---|---|
| Full name | Vanguard S&P 500 UCITS ETF (USD) Accumulating | SPDR S&P 500 UCITS ETF USD Unhedged (Acc) |
| Ticker | VUAA | SPYL |
| Index | S&P 500 | S&P 500 |
| TER (annual cost) | 0.07% | 0.03% |
| Fund size (approx.) | ~€30bn | ~€16bn |
| Replication | Physical (full) | Physical (full) |
| Distributions | Accumulating | Accumulating |
| Domicile | Ireland | Ireland |
| Base currency | USD | USD |
| Launch year | 2019 | 2023 |
| ISIN | IE00BFMXXD54 | IE000XZSV718 |
What to look out for
Two accumulating S&P 500 ETFs with a cost gap: 0.07% for VUAA, 0.03% for SPYL. SPYL is Europe's cheapest of its kind; VUAA has Vanguard's pedigree and scale.
For a long-term plan of regular purchases the lower cost matters; for those preferring larger, battle-tested products VUAA remains an excellent choice. See both profiles and our ETF comparison guide.
VUAA
Vanguard S&P 500 UCITS ETF (USD) Accumulating
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SPYL
SPDR S&P 500 UCITS ETF USD Unhedged (Acc)
See profile →
Data as of September 2026, refreshed periodically. This content is for information only and is not investment advice or a recommendation. Verify the official documents (KID/prospectus) with the provider before any decision.